Why Dental and Vision Coverage Are Worth It
Routine dental and vision care isn’t just about looking good—it’s about catching problems early and preventing bigger (and more expensive) issues down the road. Cavities, gum disease, vision loss, and eye strain are all preventable with regular care.
Plus, studies show connections between oral health and overall health. Poor dental care can lead to infections, heart problems, and even complications with diabetes.
Common Gaps in Traditional Health Plans
Most health insurance plans, including original Medicare and many ACA Marketplace plans,
do not automatically include dental and vision benefits. That means cleanings, eye exams, glasses, and dental procedures often require separate coverage.
If you're only covered by medical insurance, you may be paying out-of-pocket for important services you could get help with.
Affordable Options Are Available
You don’t need to break the bank to get great dental and vision coverage. Many standalone plans offer:
- Preventive services like cleanings and exams at no cost
- Coverage for fillings, crowns, and root canals
- Eye exams and a yearly allowance for glasses or contacts
Some plans even bundle dental and vision together for convenience and savings.
Who Should Consider Dental and Vision Plans?
Short answer: almost everyone. Whether you're a parent with kids, a retiree on Medicare, or a self-employed professional, maintaining your dental and vision health is essential.
These plans are especially helpful if:
- You're turning 65 and need coverage beyond what Medicare offers
- You have kids who need routine cleanings or major work
- You spend a lot of time on screens and need regular vision checks
